Top UPI casinos in India December 2024
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About UPI
💳 Payment type | Digital payment |
👥 No. of UPI users in India | 350,000,000+ |
💵 Available for casino deposits | Yes |
💰 Available for casino withdrawals | Yes |
🪙 Minimum deposit | ₹250 |
⚡ Deposit speed | Instant |
⏳ Withdrawal speed | 0-24 hours |
🏆 Best UPI casino in India | |
✅ Supported currencies | INR, BRL |
💸 Fees | None |
🔒 Additional security features | One-Time-Password (OTP), UPI ID, UPI PIN, biometric login, encryption, two-factor authentication (2FA), QR codes |
Founded in Mumbai, India, in 2016 by the National Payments Corporation of India (NPCI), UPI (Unified Payments Interface) has revolutionised the way in which transactions are carried out in the country.
UPI has helped India maintain its position as the global leader in instant payments, accounting for 46% of all global instant payment transactions in 2022. As of June 2024, it has over 350 million users.
It allows for real-time funds transfers between two participating banks using a smartphone or similar mobile device.
Via a single mobile application, UPI brings together numerous banking features under one roof, thereby helping you to have a seamless, speedy, and secure funds transfer experience 24/7. You can pay or receive money using any of a registered phone number, QR Code, or Virtual Payments Address (VPA).
As it removes the need to know or enter the recipient's account number, bank address, IFSC, and other financial details, UPI enables transfers that are simple, secure, and instant – all of which are highly desirable in a casino banking method.
You must first download the UPI mobile app and create your UPI ID before you can use it. Then, by selecting it as your preferred mode of payment, you can use it to fund your casino account.
Why use UPI at online casinos?
UPI offers many advantages to casino players. Thanks to its widespread popularity, the payment system is now supported at many top online casinos in India. Moreover, UPI is usually eligible for claiming casino bonuses and promotions.
The payment system is regulated by the Reserve Bank of India (RBA) and features robust encryption, security, and authentication features (more on this below).
UPI transactions are also seamless and processed in real-time, so you can always get your hands on your winnings quickly.
Does UPI charge fees?
Fortunately, UPI customers do not incur any fees for UPI payments made through prepaid payment instruments (PPIs), such as Google Pay and PhonePe, for Peer to Peer (P2P) and Peer to Merchant (P2M) transactions.
Merchants must pay an interchange fee of up to 1.1% of the transaction amount on UPI transactions above ₹2,000, but this will not affect you as an online casino player.
How to set up a UPI account
Using UPI to make casino payments is straightforward, but you will need to create a UPI ID. Here are the steps to follow:
- 1
Visit your device’s app store (Apple store for iPhone users, Google Play for Android users) and search for a UPI-enabled mobile app, such as Google Pay, PhonePe, BHIM, or Paytm. Install one of these apps onto your smartphone.
- 2
Once downloaded, open the app, and complete the registration process by entering your mobile number. You’ll be sent a One-Time-Password (OTP) to verify your number.
- 3
After you’ve registered, you’ll need to link your bank account to the UPI app. Provide all relevant details, including your bank account number and IFSC code.
- 4
Once your bank account is linked, you will be able to set up a UPI ID (also known as a VPA). The UPI ID format is typically [username]@[bankname]. Enter a unique ID.
- 5
The final step is to verify your UPI ID. If your chosen ID hasn’t already been taken, it will be assigned to your bank account.
💡 After creating your UPI ID, you’ll need to set up a UPI password for authorisation and security purposes. To do this, navigate to the UPI PIN section on your app and enter the last six digits of your debit card number and the expiry date.
You will then receive an OTP on your registered mobile number, which you’ll be prompted to enter. Create your four or six-digit unique UPI PIN, making sure it’s easy to remember. You will need to enter it once more to confirm it before you can start using UPI for transactions.
How to deposit using UPI at online casinos
When your UPI ID is set up, the next step is to register for a casino account (if you haven’t already) and deposit funds. Follow these steps to be up and running in minutes:
- 1
Sign up for a casino: Visit one of our recommended UPI casinos by clicking on the link provided and sign up for an account. You’ll need to provide the requested personal details, which often includes your name, date of birth, email, and home address, and agree to the casino T&Cs.
- 2
Select your payment method: Once you’ve registered, go to the Cashier or Banking section, and choose UPI from the list of available payment options.
- 3
Make a deposit: Enter the amount of money you want to transfer into your casino wallet, ensuring that it’s within the casino’s minimum deposit limits. This information can typically be found in the T&Cs or FAQ section. You’ll also need to enter your UPI ID.
- 4
Verify the transaction: Following this, the casino will typically redirect you to the UPI mobile app for verification. Open the app and review the details before confirming.
- 5
Confirm the transaction: Once you’re happy, confirm the payment using your UPI PIN.
- 6
Play casino games: Your funds should arrive instantly, so you’re all set to play your favourite real money games!
How to withdraw winnings using UPI
You’ll find the withdrawal process is very similar to the deposit process at UPI casinos in India. Here’s how to initiate the cashout request:
- 1
Return to the Cashier: Log into your casino account and go back to the Cashier section.
- 2
Select your withdrawal method: Choose UPI from the list of available payment options.
- 3
Enter the withdrawal amount: Type or select how much you want to withdraw, ensuring this is within the casino’s minimum withdrawal limit.
- 4
Confirm the transaction: Enter your UPI PIN to confirm the withdrawal request.
- 5
Enjoy your winnings: UPI processes withdrawals within 24 hours on average, but the time it takes to receive your funds also depends on the UPI casino site, which is why it’s always worth signing up to one of the fastest withdrawal casinos in India.
UPI safety and security
As it’s heavily regulated by the RBA, UPI has various enhanced security measures in place to protect your transactions and personal data, so you can enjoy peace of mind. These include:
You must enter your unique UPI PIN number every time you initiate a UPI transaction. This PIN number is never shared with third parties, so you don’t have to worry about it being hacked.
Another benefit of using UPI is that you don’t need to disclose your bank details with third parties (such as online casinos) when making transactions. The UPI ID or VPA acts as a unique identifier for UPI transactions, thereby adding an additional layer of security.
As a digital payment service, UPI utilises biometric authentication, such as fingerprint and iris recognition, to further reduce the risk of fraudulent activities.
UPI employs advanced encryption protocols to safeguard your sensitive data and prevent hackers from being able to access this information. These include TLS (Transport Layer Security), AES (Advanced Encryption Standard), and PKI (Public Key Infrastructure).
Transaction limits, which are typically set by your bank, restrict the amount that you can transact in a single payment or within a specified timeframe. So, if fraudulent activities are detected, the impact is minimal.
Pros & cons of using UPI
No payment method is perfect, which is why it’s important to weigh up the pros and cons before deciding if UPI is right for you. Here are the main advantages and drawbacks to consider:
| Pros | Cons |
|---|---|
✅ Widely accepted at online casinos in India | ❌ Some online casinos don’t support UPI |
✅ Real-time transactions | ❌ Some online casinos may charge a fee for currency conversion |
✅ Two-factor authentication and other enhanced security features | ❌ You must have an active bank account with a bank that offers UPI services |
✅ User-friendly interface | |
✅ Can easily keep track of your transaction history through the platform | |
✅ Compatible with mobile devices | |
✅ No hidden transaction fees |
UPI mobile casinos
The top UPI casinos in India have been fully optimised for mobile gameplay, so you shouldn’t encounter any issues when using it on your mobile device.
Simply ensure you have the latest version of a UPI-enabled mobile app, such as Google Pay or PhonePe, downloaded to your smartphone. You can then visit mobile casinos via your device’s browser, or go for the full app experience and download casino apps for iOS or Android.
Our top-rated UPI casino, Casino Days, offers a great Android app with a diverse range of mobile slots, table games, and live dealer options, including fan-favourite titles like Crazy Time and Monopoly Live. You can visit the casino site to download the app directly.
Best casino games to play using UPI
How does UPI compare to other casino payment methods?
| UPI | WhatsApp Pay | Google Pay | |
|---|---|---|---|
Bonuses & promos | Usually eligible | Not usually eligible | Usually eligible |
Minimum deposit | ₹250 | ₹300 | ₹500 |
Payout speed | 0-24 hours | 0-24 hours | 0-48 hours |
Withdrawal limit | ₹500 - ₹100,000 | ₹300 - ₹100,000 | ₹500 - ₹100,000 |
Fees | No fees | No fees | No fees (except for recharges on UPI payments over ₹100) |
Security features | Advanced security protocols, UPI PIN, 2FA, virtual unique ID, one-tap authentication | 2FA, PIN, biometric login, fraud detection, end-to-end encryption | PIN, pattern or fingerprint login, 2FA, screen lock, virtual account number, lock your phone remotely |
Why you can trust us
Given the over-saturated market, we appreciate it’s not easy to find the perfect online casino. That’s why our expert team does the hard work and follows a rigorous multiple-step review process to ensure we bring you the best gambling sites.
Our top UPI casino sites in India offer:
Verified security It’s crucial you feel safe when playing and transacting at an online casino. The top casino sites accepting UPI listed on this page are protected by state-of-the-art encryption software to keep your sensitive data safe and secure.
Licensed and regulated All our recommended sites hold valid licences with one or more reputable authorities, such as the Malta Gaming Authority (MGA), UK Gambling Commission (UKGC), or Curaçao Gaming Control Board (GCB). To obtain and uphold these coveted licences, they must adhere to strict security and responsible gambling protocols.
Secure payment methods Along with UPI, our top recommended casinos also offer a range of alternative popular payment methods for deposits and withdrawals. These options are secure and support instant deposits and fast withdrawals.
High-quality games A casino is nothing without its games. We test hundreds of casino games on various devices to ensure they’re high quality and outcomes are fair. We rate casinos that offer a diverse range of titles with varying stake levels and RTPs to suit all player preferences.
Generous bonus & promos We’re constantly on the hunt for the best real money bonuses in Indian Rupee. As well as providing great value, bonuses and offers must have low wagering requirements and fair T&Cs to be recommended by us.
Customer support Top online casinos have a professional and responsive customer support team, available 24/7 via multiple channels including email, phone, live chat, and social media.
Alternative payment methods to UPI
Frequently asked questions (FAQs)
UPI, short for Unified Payments Interface, is a digital payments solution developed by the National Payments Corporation of India (NPCI) in 2016. It offers a secure, convenient, and fast way to transfer funds and make payments, which is why it is fast becoming India’s most popular payment method and the go-to choice for Indian casino players.
Yes, UPI is a very popular deposit option and India’s fastest-growing digital payments service, accounting for over 75% of all retail digital transactions. It has over 350 million active users as of June 2024 and more than 550 banks integrated into the system.
UPI is one of the safest and most reliable payment methods available at online casinos in India. The RBA-regulated payment system boasts robust security features, including two-factor authentication, biometrics verification, PIN authorisation, and advanced encryption technology, so you know your money is in safe hands.
Most UPI transactions do not incur fees. Furthermore, the top casino sites accepting UPI listed on this page do not charge players fees for UPI deposits and withdrawals.
UPI is known for offering fast and real-time transactions. Of course, be aware that the time it takes to receive your funds will also depend on the online casino that you’re playing at.
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